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You are the benchmark

Mutual funds and ETFs have made accessible and inexpensive various robust strategies with excellent risk-adjusted returns. An individual investor can pick a handful of value and momentum funds that together will all but ensure long-term performance rivaling that of the…

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Nobody knows anything

The assumption of ignorance is the best starting place. Assume that you don't have the answers, but neither does conventional wisdom. The world is ultimately unknowable, so all theories are subject to revision. All theories, present and future, will be…

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